0
countries where partners are live
One counterparty for
local payment methodsnew corridorspartner onboarding
We assemble and review your compliance file once, match you to licensed payment institutions, electronic money institutions and acquirers, and run the technical integration and reporting that keep the corridors working.
Local bank transferInstant transferQR paymentMobile walletCash networkCard acquiringPayout to cardOpen bankingVoucherA2A3-D SecureRecurringMulti-currencyLocal clearingAgent networkBank railsWallet top-upCross-borderSettlement reportReconciliationCascade routingKYB intakeScreeningChargeback data
PREFLOORONE INTEGRATION
REACH
METHODS
0
payment methods reachable through one integration
CURRENCIES
0
settlement and presentment currencies
Figures describe the PREFLOOR partner network as a whole. What is available to you is confirmed during onboarding.
KazakhstanUzbekistanKyrgyzstanAzerbaijanGeorgiaArmeniaTajikistanMongoliaTurkeyIndiaPakistanBangladesh
IndonesiaVietnamThailandPhilippinesBrazilArgentinaChileBoliviaGuatemalaEgyptSouth AfricaEEA
Markets where we work with licensed partners. Availability in a given country depends on your business model and on the partner.
01 · Capabilities
Six things we run for you
Compliance intake, partner selection, integration, reporting, support and monitoring. One team holds all six, so nothing falls between your provider and your developers.
Compliance intake
One KYB file, assembled and checked once, then reused across partners instead of rebuilt for every onboarding.
Partner selection
We match your model, corridors and risk profile to partners whose licences and appetite actually cover them, and manage the referral end to end.
Technical routing
Payment data routed to partner systems through one integration, with cascade and routing logic held on our side.
Reporting and reconciliation
Transaction reporting and reconciliation data across every connected partner, in one format instead of six.
Operational support
A named contact point for technical and operational questions, including escalation to the relevant partner.
Ongoing monitoring
Periodic review of your file, repeat screening and risk reassessment when your model, ownership or markets change. This is what keeps partners comfortable over time.
02 · Coverage
Local rails, in the markets where they matter
Drag the globe. Highlighted territories are the ones we currently work in with licensed partners.
Kazakhstan, Uzbekistan, Kyrgyzstan, Azerbaijan, Georgia, Tajikistan, Armenia, and the Russian corridor
SBPC2C
QR NSPKLocal deeplinks
Telegram bot + pushH2H / redirect
A2A
Local bank rails
Domestic clearing in tenge, som, manat and lari, initiated inside the payer's own banking app.
P2P
Deeplinks and QR
Deeplinks into the major banks, national QR, and card-to-card where the corridor supports it.
INT
Integration options
H2H, hosted redirect, or a Telegram bot with push notifications when the payer never leaves messaging.
India, Indonesia, Vietnam, Thailand, the Philippines, Pakistan, Bangladesh, Malaysia, Nepal, Mongolia, South Korea, Japan, China
UPIQRIS
PromptPayVietQRGCash
bKashDuitNowBank VA
A2A
Instant national rails
UPI and IMPS in India, VietQR in Vietnam, PromptPay in Thailand, DuitNow in Malaysia, virtual accounts in Indonesia.
WLT
Mobile wallets
GCash and Maya, bKash and Nagad, EasyPaisa and JazzCash, OVO and Dana: the default consumer balance in most of these markets.
QR
QR acceptance
QRIS in Indonesia and equivalent schemes elsewhere, scanned from any bank app.
Brazil, Mexico, Argentina, Colombia, Peru, Chile, Ecuador, Uruguay, Paraguay, Panama, Bolivia, Venezuela
PIXSPEIPSE
CBU / CVUYape / PlinOXXO cash
SPI
A2A
Instant transfers
PIX in Brazil, SPEI in Mexico, PSE in Colombia, CBU and CVU in Argentina: confirmation in seconds, in local currency.
WLT
Wallets and QR
Yape and Plin in Peru, PagoMovil in Venezuela, local QR across the region.
CSH
Cash networks
OXXO and equivalent retail networks for payers who never touch a card.
European Economic Area and the United Kingdom
VisaMastercard
3-D SecureCard payout / OCT
Open banking
CRD
Card acquiring
The core of the European offer: Visa and Mastercard acquiring through licensed partners, with 3-D Secure and scheme-compliant descriptors.
A2A
Account-to-account
Bank transfer and open-banking initiation where the partner supports it.
FX
Settlement in EUR
Presentment in local currency, settlement by the partner in EUR.
Egypt, Nigeria, Kenya, Ghana, South Africa, Morocco, Cameroon, Cote d'Ivoire, Benin, Togo, plus the MENA corridor
M-PesaMTN MoMo
Orange MoneyVodafone Cash
EFT transferFast Havale
WLT
Mobile money
M-Pesa, MTN, Orange Money, Vodafone Cash, Airtel: in most of these markets the wallet is the account.
A2A
Bank transfer
EFT in South Africa, direct transfer across Nigerian banks, OPay and PalmPay.
MEA
MENA corridor
Fast Havale in Turkey, bank transfer in the UAE, regional wallets in Bahrain, Jordan and Saudi Arabia.
03 · Onboarding
Four stages from first call to live traffic
Two stages are ours, the third belongs to the licensed partner, and the fourth runs for as long as the relationship does.
You send the file, we tell you what is missing
You complete our KYB questionnaire and supply corporate documents, ownership and control structure, licences where required, the business model and the expected corridors. We come back with a single list of gaps rather than a drip of separate requests.
- Questionnaire and document list sent on the first reply
- One consolidated list of gaps, not a sequence of them
- Certified copies, translation or apostille flagged upfront where the jurisdiction needs them
We verify, screen and position the file
We check the file for consistency, run sanctions, PEP and adverse media screening on the company and its relevant individuals, and assess the risk profile against what partners accept in your corridors. Then we choose which partner the file goes to.
- Screening covers directors, shareholders, beneficial owners and controlling persons
- Higher-risk profiles attract enhanced due diligence and Source of Funds or Source of Wealth
- Partner chosen by licence coverage, corridor and risk appetite, not by whoever answers first
The licensed partner runs its own review
We pass the file with our assessment. The partner conducts an independent review, may request further documents, and takes the decision on connection and on the payment services it provides. Our review speeds theirs up; it does not replace it.
- Additional partner requests handled by us, not forwarded to you raw
- Where a partner declines, the file moves to the next fit rather than starting again
- Commercial terms confirmed in a written agreement before go-live
Integration, reporting and continuous review
Technical integration and test traffic, then reporting and reconciliation across every connected partner. In parallel we keep the compliance file current: periodic review, repeat screening and reassessment when your model, ownership or markets change.
- One integration and one contact point across all partners
- Consolidated reporting instead of one statement format per provider
- Notify us of material changes and the file is updated before a partner asks
What we ask for at stage one
- 01Certificate of incorporation, constitutional documents, registered office
- 02Identification of the director or other authorised signatory
- 03Ownership and control structure, beneficial owners at 10% or above
- 04Description of the business model, goods or services
- 05Expected volumes, currencies, countries, corridors and methods
- 06Licences, permissions and registrations, where required by law
- 07Operating website with terms of use, refund policy and company details
- 08Chargeback, refund and fraud history, where the activity warrants it
04 · The corridor
What happens between a payer tapping confirm and money on your account
Four hops. We hold the two in the middle so you never have to build them twice.
Cascade, not a single pipe
A declined attempt is retried on the next route in the corridor rather than returned to the payer. The logic sits on our side, so adding a route does not mean changing your code.
Settlement stays with the partner
Depending on the corridor, partners settle same day or on a T+3 cycle, in local currency, EUR, USD or stablecoin. The terms come from the partner and are fixed in writing before go-live.
One reconciliation file
Every route, every partner, one export. Finance stops stitching six statement formats together at the end of the month.
05 · Compliance
The review that makes partners say yes
A file that arrives complete, screened and honestly presented is the difference between a connection in weeks and one that never happens.
Screening pipeline
Applied to the company, its directors, shareholders, beneficial owners and controlling persons, at onboarding and throughout the relationship.
✓Sanctions listsONBOARDING & ONGOING
✓PEPONBOARDING & ONGOING
✓Adverse mediaONBOARDING & ONGOING
✓Fraud and compliance checksRISK BASED
✓Source of Funds / Source of WealthENHANCED
Depth follows risk
Activity, markets, ownership transparency, licensing, methods, volumes, chargeback and fraud exposure, and what the partner requires.
StandardCore documents and screening
ElevatedExtra documents, closer monitoring
HighEnhanced due diligence, SoF and SoW
Prohibited and restricted
A defined list we do not support, and a list considered case by case. Read it before you apply: Prohibited and Restricted Activities.
Mutual due diligence
On request we provide our own corporate and compliance documents for review by you or by a partner, within the limits of confidentiality and data protection.
Scope and regulatory position
PREFLOOR LTD provides technology and organisational services. Acceptance, processing and settlement are provided by licensed partners under their own permissions. Details in the AML Notice and Terms of Use.
Corridors in preparation
Commercial terms are being agreed with partners. If one of these is your market, tell us now and you go live the week it opens.
GuatemalaHondurasDominican RepublicCosta Rica
El SalvadorNicaraguaJamaicaCuba
06 · FAQ
Questions we are asked first
What exactly do I get from working with you?
One compliance intake instead of several, partner selection based on licence coverage and risk appetite rather than a search you run yourself, a single technical integration, consolidated reporting across partners, and one contact point for operational questions.
Who decides whether I am connected?
The licensed payment partner. We review your file first and pass it on with our assessment, but the partner conducts its own independent review, may request further documents and takes the final decision. Passing our review does not guarantee approval, which is why we position the file with the partner whose appetite actually fits it.
How does PREFLOOR sit in the payment chain?
PREFLOOR LTD provides technology and organisational services: compliance intake, referral to partners, routing of payment data, reporting and support. Acceptance, processing and settlement of payments are provided by licensed payment institutions, electronic money institutions and acquirers under their own permissions, and settlement is performed by them.
Which countries and methods are available?
CIS and the Caucasus, Asia, Latin America, Africa and the EEA. Cards, account-to-account transfers, wallets, vouchers and cash networks, depending on the region. Availability in each country depends on the licensed partner and on your business model, and is confirmed during onboarding.
Which activities do you not work with?
The prohibited list is published in full on the Prohibited and Restricted Activities page, together with the restricted categories considered case by case. If you are unsure where your model sits, ask before you start onboarding.
What does it cost?
Commercial terms depend on the corridor, the methods, the expected volumes and the partner, and are agreed in a separate written agreement. Nothing on this website is an offer or a price quotation.
07 · Contact
Request onboarding
Four lines is enough. We come back with the questionnaire and the exact list of documents your case needs, and ask the rest then.
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