Who we are. PREFLOOR LTD provides technology and organisational services connected with the interaction between merchants and licensed payment service providers. PREFLOOR LTD may provide technical routing of payment data, reporting, integration and operational support.
PREFLOOR LTD is not a bank, an electronic money institution or a licensed payment institution. It does not take deposits, does not hold or safeguard client funds, does not issue payment instruments and does not open or maintain payment accounts for merchants or their customers.
Regulated payment services, including the acceptance, processing and settlement of payments, are provided by the relevant licensed payment institutions, electronic money institutions, acquirers or other licensed payment partners under the applicable contractual structure.
1. These Terms are not a services agreement
This website contains general information about the activities and capabilities of PREFLOOR LTD.
Information published on the website does not constitute a public offer, an offer to enter into a contract, an invitation to treat, or a guarantee that any service will be provided.
Any commercial relationship between you and PREFLOOR LTD is governed exclusively by a separate written agreement concluded between the relevant parties.
Where these Terms conflict with such a separate agreement, the separate agreement prevails in respect of the services it covers.
2. Nature of the information
The content of the website is of a general informational nature only.
The availability of particular services, payment methods, currencies, countries, payment corridors, processing times and commercial terms may depend on the individual merchant, the jurisdiction, the type of activity, the business model and the requirements of the relevant licensed payment partner.
Such terms are subject to separate confirmation during onboarding and within the relevant contractual relationship.
Information, figures and other data published on the website may relate to the network of PREFLOOR LTD or its partners as a whole and do not constitute a guarantee that any particular service is available to any particular merchant.
PREFLOOR LTD may change or update information on the website without prior notice.
While PREFLOOR LTD seeks to keep the information on the website current, it does not warrant that it is complete, accurate or up to date at every point in time.
Nothing on this website constitutes legal, tax, financial, investment or regulatory advice.
3. Regulatory status
PREFLOOR LTD is not a bank, an electronic money institution or a licensed payment institution.
PREFLOOR LTD does not take deposits, does not hold client funds, does not open or maintain payment accounts and does not provide in its own name regulated payment services for which a licence is required.
Where the provision of a particular payment service requires a licence or another regulated status, that service is provided by the relevant licensed payment partner under the applicable contractual structure and in accordance with its own regulatory permissions.
No information on the website concerning payment services, payment methods or payment processing capabilities is to be construed as a statement that PREFLOOR LTD itself provides a regulated payment service.
4. Permitted use
You may view and print materials from the website for your own lawful business purposes.
You may not:
- copy, reproduce, republish, distribute or commercially exploit materials from the website without the prior written consent of PREFLOOR LTD;
- attempt to gain unauthorised access to the website, its servers, systems or networks;
- introduce viruses, malware or any other technologically harmful code;
- place an excessive or unreasonable load on the website infrastructure through automated means;
- use the website to distribute unlawful, fraudulent, misleading, abusive or otherwise unlawful material;
- frame, mirror or otherwise reproduce the website without the written permission of PREFLOOR LTD;
- use the company name, logos, trade marks or other designations of PREFLOOR LTD without the corresponding permission.
5. Forms and information you send us
When contacting PREFLOOR LTD through forms on the website you must provide accurate and current information and must hold the rights and grounds necessary to transfer it.
Do not send through the website:
- payment card numbers;
- passwords or other access credentials;
- information you are not entitled to disclose;
- confidential information of third parties without the corresponding permission.
PREFLOOR LTD may, at its discretion, decline to consider or respond to commercial enquiries, unless otherwise required by applicable law.
6. Intellectual property
Unless expressly stated otherwise, the website, its structure, design, texts, graphic elements, software code and other materials belong to PREFLOOR LTD or are used by it on lawful grounds and are protected by applicable intellectual property law.
Trade marks, company names and other designations of third parties remain the property of their respective owners.
The mention or display on the website of a third party trade mark, logo or name does not in itself indicate a partnership, endorsement, recommendation or other formal relationship, unless expressly stated.
7. Links to third-party websites
The website may contain links to third-party websites and resources.
Such links are provided for convenience and information purposes only.
PREFLOOR LTD does not control the content of third-party websites and does not warrant their availability, security or accuracy.
8. Website availability and disclaimer of warranties
The website is provided on an “as is” and “as available” basis.
To the maximum extent permitted by applicable law, PREFLOOR LTD does not warrant that:
- the website will be available continuously or without interruption;
- the website will be entirely free of errors or technical faults;
- the website will be free of viruses, malware or other technologically harmful components;
- the information on the website will at all times be complete, accurate or current.
PREFLOOR LTD may, without prior notice, change, restrict, suspend or discontinue the website or any part of it.
9. Limitation of liability
To the maximum extent permitted by applicable law, PREFLOOR LTD is not liable for any loss arising from the use of, or inability to use, the website, or from reliance on information published on it.
The user makes its own decisions on the basis of information published on the website.
Nothing in these Terms excludes or limits the liability of PREFLOOR LTD where such exclusion or limitation is not permitted by applicable law.
10. Privacy and personal data
Personal data collected through the website is processed in accordance with applicable data protection law and with:
- the Privacy Policy of PREFLOOR LTD;
- the Cookie Policy of PREFLOOR LTD.
Those policies are separate documents and govern the collection, use and protection of personal data.
11. Changes to these Terms
PREFLOOR LTD may amend these Terms from time to time.
The current version is published on this page with its version number and effective date.
Unless expressly stated otherwise, amendments apply from the effective date indicated.
Continued use of the website after the amendments take effect means that the updated Terms apply to you.
12. Severability
If any provision of these Terms is held to be invalid, unlawful or unenforceable, the remaining provisions continue in full force and effect.
13. Governing law and jurisdiction
These Terms and any dispute connected with the use of the website are governed by the law of the Republic of Cyprus.
The courts of the Republic of Cyprus have exclusive jurisdiction over such disputes, save where applicable law provides otherwise.
14. Contact
PREFLOOR LTD
Giannou Kranidioti & Pargas 9,
Floor 1, Flat/Office 102,
1065 Nicosia, Cyprus
E-mail: business@prefloorltd.com